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Family and dependents

Chapter 35 VA Education Benefits (DEA), Explained

Chapter 35 is VA's Survivors' and Dependents' Educational Assistance program. It pays a monthly education allowance to the spouse or child of a veteran who is permanently and totally disabled from a service-connected condition, or who died of one. Full-time institutional training pays $1,574.00 a month, effective October 1, 2025.

Published 2026-08-21. Last updated 2026-09-07. Written and reviewed under Veteran Health Network's institutional review process.

What is Chapter 35?

Chapter 35 of title 38 of the United States Code is the education benefit for a veteran's family. Its formal name is Survivors' and Dependents' Educational Assistance, which VA shortens to DEA. Most people meet the number before they meet the name, which is why the number is what gets typed into a search box.

It pays a monthly amount to the spouse or child while they are in training. VA publishes the rate as a flat sum per full month, set by how much training the person is doing, and the money goes to the person doing the training.

It is not automatic. A permanent and total rating on the veteran's file does not start a payment to anybody's son, daughter or spouse. Somebody has to apply.

Who is Chapter 35 for?

38 CFR 3.807(a) sets five routes in, and the first one gates the rest. The veteran must have been discharged under conditions other than dishonorable, or have died in service. The regulation joins that clause to the others with the word 'and', not 'or', so it is a condition on every route rather than a route of its own.

From there: the veteran has a permanent total service-connected disability; or such a disability existed at the date of the veteran's death; or the veteran died as a result of a service-connected disability. There are two further routes for a serving member, one covering a person listed as missing in action, captured in the line of duty by a hostile force, or forcibly detained or interned by a foreign government, and one covering a person VA has determined to have a total disability permanent in nature who is likely to be discharged for it.

Two limits sit alongside those routes. 38 CFR 3.807(b) requires service on or after April 21, 1898. 38 CFR 3.807(c) excludes cases where service connection was established under the provisions covering additional disability caused by VA care.

The routes are quoted in full, with the age and time limits that attach to each kind of family member, on the Chapter 35 eligibility page.

Does the veteran have to be 100 percent for the family to use Chapter 35?

No. 38 CFR 3.807(a)(2) asks for a permanent total service-connected disability, and the word doing the work is permanent. VA can rate a disability as fully disabling without finding that it will last, so a 100 percent rating scheduled for a future examination is total and not, on its face, permanent. A family that reads 100 percent off a decision letter and stops there has half of a two-part test. It runs the other way as well: a veteran whose letter shows a number below 100 can still hold a total rating. Both directions are quoted from the regulation and worked through on the eligibility page.

Does a child's own marriage end Chapter 35 eligibility?

It does not, and almost everything published on this says otherwise. 38 CFR 3.807(d)(1) defines a child for this benefit as one who meets the general requirements 'except as to age and marital status', and that last clause switches off the requirement, applied everywhere else, that a child be unmarried. VA's own DEA page says it in a line: a child using these benefits can be married or unmarried. How so many writers get it backwards, and why a surviving spouse's remarriage has a different answer, is set out on the eligibility page.

What does Chapter 35 pay?

For institutional training, meaning study at a school, full time pays $1,574.00 per full month effective October 1, 2025. Three-quarter and half time pay less. Every rate table in this program carries an effective date and gets replaced, so a figure quoted without one tells you nothing about what is being paid now. The current table in full, and the other kinds of training, are on the payment rates page.

How long does Chapter 35 last?

36 months for training that started on or after August 1, 2018, and 45 months for training that started before it. The trigger is the date the training started, not the date eligibility began, which changes the answer for anyone whose eligibility predates their enrollment. 38 CFR 21.3044(a) still says 45 months for everyone, and the payment rates page sets out why that is and what the entitlement mechanics are. How long a person has to use the months, which is a separate clock with its own cohorts, is on the eligibility page.

How is Chapter 35 applied for?

The application is VA Form 22-5490, Dependents' Application for VA Education Benefits. VA's Chapter 35 page is the place it starts.

One thing to settle before filing. A person who is eligible for both Chapter 35 and the Fry Scholarship has to pick one, and VA states the consequence plainly: once the choice is made, it cannot be switched. For a child receiving DIC, that choice has a second cost attached to it, which is set out on the comparison page.

Questions

What does Chapter 35 stand for?

Survivors' and Dependents' Educational Assistance, at chapter 35 of title 38 of the United States Code. VA also refers to it as DEA. It pays a monthly education allowance to the spouse or child of a qualifying veteran.

Does a veteran have to be rated 100 percent for the family to get Chapter 35?

The regulation asks for a permanent total service-connected disability, at 38 CFR 3.807(a)(2). 38 CFR 3.340(a)(1) states that total disability may or may not be permanent, so a 100 percent rating subject to a future examination is total without being permanent on its face.

Can a married child use Chapter 35?

Yes. 38 CFR 3.807(d)(1) adopts the general definition of a child 'except as to age and marital status', which switches off the 'unmarried person' requirement at 38 CFR 3.57(a)(1). VA's DEA page states it directly: a child using these benefits can be married or unmarried.

Is Chapter 35 36 months or 45 months?

36 months where the training started on or after August 1, 2018, and 45 months where it started before that date. The trigger is the training start date, not the eligibility date. 38 CFR 21.3044(a) still says 45 months and was last amended in 1996.

What form is used to apply for Chapter 35?

VA Form 22-5490, Dependents' Application for VA Education Benefits.

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